It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, which may not include a 0% Introductory APR or 1 point for every dollar spent, and with different terms and conditions which will be disclosed to you before your application is processed.
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| Platinum |
0% for 6 months on purchases and balance transfers* |
11.99%-20.99% | $0 |
$0 |
1 Point for Each Dollar Spent on Card Purchases |
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| Platinum |
n/a |
14.90% | $0 |
$39-$59 |
2% Cash Back on Card Purchases (annual maximum $400 cash back) |
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| Platinum |
n/a |
14.90% | $19 |
$79 |
2% Cash Back on Card Purchases (annual maximum $400 cash back) |
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| Secured |
n/a |
16.80% | $300 minimum security deposit |
$35 |
n/a |
•With HSBC Plus Rewards, you earn 1 point for every dollar charged in new, net retail purchases. Cash, gift certificates, merchandise, eco-friendly merchandise, charities, magazine subscriptions, experiential, and travel rewards are redeemable at specified point levels. Please refer to the HSBC Plus Rewards Program Rules and Rewards Catalog. If you do not qualify for 1point for each dollar spent with no annual limits, you will be considered for one of the 2% cash back cards with a maximum of $400 cash back annually on new net retail purchases. Cash redeemed in $25 increments. Upon approval, you will receive the 2% Cash Back Rewards Program Rules.
*The 0% Introductory APR offer for 6 months does not apply to cash advances. After the Introductory Period, the variable Customary Purchase APR will apply. If you fail to make a payment to us when due or you exceed your credit limit, the Introductory APR will increase to the variable Default APR. A 3% ($15 minimum) on all cash advances by credit card check, through the ATM, or over the counter, will apply, unless otherwise disclosed. A 4% fee ($15 minimum) will apply to all Balance Transfers unless otherwise disclosed. Periodic Finance Charges apply from date of transaction unless subject to the 0% Introductory APR. Balance Transfers may be limited.
^Rates are accurate as of 10/15/09. The variable Customary APR applies to credit card purchases, balance transfers (if available) and cash advances made by credit card check, and is between 11.99% and 20.99%, depending upon your creditworthiness. The variable Cash APR for cash advances and overdrafts is 20.99%. All your APRs may automatically increase to the variable Default APR if you fail to make a payment to us when due or you exceed your credit limit. The Default APR is between 29.49% and 31.99%, depending on the card you are offered. The Minimum Finance Charge is $1.00. The Overdraft Fee is 3% of the overdraft or $5 (whichever is greater), if applicable. An Annual Fee between $0 and $79 and a One-Time Processing Fee between $0 and $19 will apply, depending upon your creditworthiness. The Foreign Transaction Fee is 3% of the U.S. dollar amount on transactions made in a foreign currency. We apply payments to lower APR balances before higher APR balances. These cards are issued by HSBC Bank Nevada, N.A. and serviced by its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II) Inc.
We have the right to change your APRs, fees and other terms at any time, for any reason in accordance with your Cardmember Agreement and applicable law.
© Copyright HSBC Finance Corporation. 2009. All Rights Reserved.
Credit Cards issued by HSBC Bank Nevada, N.A.
Home | Help/FAQs | Contact Us | Privacy and Security | Terms of Use | Site Map | Accessibility
*The 0% Introductory APR offer for 6 months does not apply to cash advances. After the Introductory Period, the variable Customary Purchase APR will apply. If you fail to make a payment to us when due or you exceed your credit limit, the Introductory APR will increase to the variable Default APR. A 3% ($15 minimum) on all cash advances by credit card check, through the ATM, or over the counter, will apply, unless otherwise disclosed. A 4% fee ($15 minimum) will apply to all Balance Transfers unless otherwise disclosed. Periodic Finance Charges apply from date of transaction unless subject to the 0% Introductory APR. Balance Transfers may be limited.
^Rates are accurate as of 10/15/09. The variable Customary APR applies to credit card purchases, balance transfers (if available) and cash advances made by credit card check, and is between 11.99% and 20.99%, depending upon your creditworthiness. The variable Cash APR for cash advances and overdrafts is 20.99%. All your APRs may automatically increase to the variable Default APR if you fail to make a payment to us when due or you exceed your credit limit. The Default APR is between 29.49% and 31.99%, depending on the card you are offered. The Minimum Finance Charge is $1.00. The Overdraft Fee is 3% of the overdraft or $5 (whichever is greater), if applicable. An Annual Fee between $0 and $79 and a One-Time Processing Fee between $0 and $19 will apply, depending upon your creditworthiness. The Foreign Transaction Fee is 3% of the U.S. dollar amount on transactions made in a foreign currency. We apply payments to lower APR balances before higher APR balances. These cards are issued by HSBC Bank Nevada, N.A. and serviced by its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II) Inc.
We have the right to change your APRs, fees and other terms at any time, for any reason in accordance with your Cardmember Agreement and applicable law.
© Copyright HSBC Finance Corporation. 2009. All Rights Reserved.
Credit Cards issued by HSBC Bank Nevada, N.A.
Home | Help/FAQs | Contact Us | Privacy and Security | Terms of Use | Site Map | Accessibility
